Insurance for Unique & Hard-to-Place Risks
If Others Can’t Insure It We’ll Find a Way
Not every business or situation fits into a standard insurance policy. At Josh McDonald Insurance LLC, we specialize in helping clients find coverage for unique, complex, or hard-to-place risks.
What We Can Help With
- Specialty vehicles (including gaming trucks & mobile businesses)
- Hard-to-place commercial risks
- New or unusual business types
- High-risk operations
- Custom coverage needs
Why This Matters
Many agents are limited to a few companies. When something doesn’t fit their guidelines, they can’t help.
We’re different—we work with multiple markets to find solutions where others can’t.
What We Do Differently
- Access to specialty and surplus lines carriers
- Creative problem-solving for unique risks
- Experience with complex policies
- Fast turnaround on difficult placements
How It Works
- Tell Us About Your Situation – Even if it’s unusual or complicated
- We Find a Market – We search for carriers that will write it
- You Get Covered – Custom solution built for your needs